Products & services

Everything under B.O.S.A, in one place

No hidden terms. Every product below shows its rate and repayment period as published by the Society.

Savings products

Three ways to save with us

Deposits

Core savings used for loan guarantorship, the foundation of your standing with the Society.

Guarantor-eligible Contact Us

Tausi Savings

Savings for minors, earning a rebate interest annually. A way to begin a child's financial journey early.

Annual rebate Contact Us

Christmas Savings

An annual-term holiday savings plan earning interest, matured and ready by year end.

Annual term Contact Us
Loan products

Six loans, every rate written down

No hidden terms. Each loan below shows exactly what it's for and what it costs.

01

Development Loan

For development purposes, building a house, buying a car or plot, starting a business. All outstanding loans must be cleared to qualify.

Up to 72 monthsReducing balance
Contact Us
Development Loan
02

Education Loan

For your children's education or your own. Cheques drawn to the learning institution's name where applicable.

1.2% reducingMax 12 months
Contact Us
Education Loan
03

Emergency Loan

For unforeseen circumstances such as hospitalization. Supporting documents must accompany the application.

12 monthsReducing balance
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Emergency Loan
04

Product Loan

For the purchase of a commodity by a member.

1.2% monthly24 months
Contact Us
Product Loan
05

Christmas Loan

Short-term support through the festive season.

2% reducing6 months
Contact Us
Christmas Loan
06

Top-Up Loan

Applicable to members with a normal loan balance of less than 3 months' repayment period remaining.

Interest on balance
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Top-Up Loan

Qualification for any loan: membership of not less than six months, and a completed application form.