A member-owned savings and credit co-operative built on transparency, fair terms, and real financial progress for the people we serve.
Rambhai SACCO was established in 1986 by twelve members who saw a need that was not being met, a reliable, member-owned place to save and to borrow, run on trust rather than paperwork designed to keep people out.
What started as a small group pooling their savings has grown, deliberately and steadily, into a society trusted by 412 members today. We have stayed the same size in spirit even as we have grown in number, still answering to the people who save with us, not to outside shareholders.
Four decades on, that founding idea has not changed. Save together, lend fairly, and grow as a community.
To be a world class Sacco providing timely economic and social services to the members.
To be the institution that will provide members with financial solutions through saving and credit.
These are not decoration, members quote them back to us, and they should.
We value your viewpoints, opinions and skills.
Committed to the principles of good governance.
Ethics and honesty in every dealing with members.
We share information and work through issues together.
Quality service that tries to exceed what you expect.
Kept current with up to date technology.
The same fair service for everyone, no exceptions.
We insist on entrepreneurial thinking from our board.
Rambhai SACCO was established in 1986 by twelve founding members who saw the need for reliable savings and credit facilities. We have grown to 412 members since.
Membership is open to anyone who meets our basic eligibility criteria and is willing to save consistently. Fill in a membership application form and make your first deposit to get started.
Yes. We are registered and regulated under SASRA, Kenya's Sacco Societies Regulatory Authority, and our books are audited annually.
Rambhai is governed by a board of directors elected from and by the membership, guided by the same core values that have shaped the society since 1986, shared respect, transparency, and good governance among them.
Yes. As a member-owned co-operative, every member has a voice, most directly through the Annual General Meeting, where major decisions are put to the membership.
Join 412 members who have chosen a SACCO built on trust, fair terms, and four decades of steady growth.
Become a Member
